Life happens—and loan protection can help you stay on track when it does. Loan protection coverage may help cover your loan payments in the event of unexpected situations like illness, injury, or loss of income. It’s an added layer of peace of mind, designed to protect you and the people who matter most while you focus on what’s ahead.

Credit Life & Credit Disability Insurance¹

We offer Credit Life and Credit Disability Insurance with all of our consumer loan options. Credit Life Insurance will pay your remaining credit union loan debt in the event of your death, thus avoiding this financial burden for your beneficiaries. Credit Disability Insurance makes your credit union loan payments in the event you are unable to work due to a covered disability or injury.

Guaranteed Asset Protection (GAP)¹

If your vehicle is declared a total loss due to collision or theft, you still have to pay the difference, or the “gap,” between your primary insurance settlement and your loan balance. Guaranteed Asset Protection can help pay the potentially high-cost difference. Ask about it when you apply for your next auto loan!

Additional Insurance Options

Available through TruStage^®, KVCCU can offer you additional insurance products to help you save money and rest easy. Learn more about the protection available to you.

Disclosures

¹Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, or MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. CDCL, GAP-941195.1-0614-0716