Loan Specials

From time to time, we roll out special loan offers designed to help you save a little more and get where you’re going faster. Our loan specials feature competitive rates, limited-time opportunities, and the same local service you expect from The Valley. Check back often—these offers change, but our commitment to your financial well-being never does.

Title Loans
  • Use the title for your vehicle as collateral for a fast loan
  • Competitively low rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And much more!
  • Repay your loan with flexible terms up to 24 months
  • Max loan $2,000, including title fee at 18% APR*
  • Loan protection available
  • Quick, local decision-making and processing
  • Friendly service from Southern Illinois community members like you
  • Low $30 loan fee
Get to Know You Loan
  • Flexible loan that develops your relationship with Kaskaskia Valley Community Credit Union
  • Can help position you to apply for another loan
  • Can help you build or repair your credit
  • Borrow $1,000 for a wide variety of needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects
    • And much more!
  • 18% APR* with a maximum term of 12 months
  • Loan protection available
  • Quick, local decision-making and processing
  • Friendly service from Southern Illinois community members like you
Credit Builder Loan
  • Great way to build or repair your credit score
  • Repayment result in positive report to credit agencies
  • Simple loan of $1,000 (ask for details)
  • Low $100 payment schedule for 12 months
  • Quick, local decision-making and processing
  • Friendly service from Southern Illinois community members like you
Christmas Loan

Our Christmas loans will run from October 16th thru January 10th of the following year.

$1500 loan for 12 months at 11.99%

$1000 loan for 12 months at 10.99%

Vacation Loan

Our Vacation loans will run from May 1st thru September 30th of each year.

$1500 loan for 12 months at 11.99%

$1000 loan for 12 months at 10.99%